Terms & Conditions

1. Terms & Conditions

2. 1. Introduction
   Welcome to SGS Development Group (“we”, “us”, “our”). These Terms and Conditions (“Terms”) govern your use of our website (the “Site”) and your relationship with us. By accessing or using the Site, you agree to be bound by these Terms. If you disagree with any part of these Terms, you must not use the Site.

3. 2. Definitions

4. “User” or “you” refers to any visitor or user of the Site

5. “Services” means any services (eg. inquiries, contact, content access) we provide via the Site

6. “Content” includes text, images, videos, downloads, and other materials made available via the Site

7. 3. Use of the Site

8. You agree to use the Site only for lawful purposes and in compliance with all applicable laws.

9. You must not use the Site in a way that could damage, disable, overburden, or impair any server, or interfere with any other party's use.

10. You must not attempt to gain unauthorized access to restricted areas of the Site.

11. 4. Intellectual Property

12. All content, logos, trademarks, and materials on the Site are owned by or licensed to us and are protected by copyright, trademark, and other laws.

13. You may view, download, and print pages from the Site for your own personal, non-commercial use, provided you retain all copyright and other proprietary notices.

14. 5. Third-Party Links

15. The Site may contain links to third-party websites. We do not control, endorse, or assume responsibility for such websites or their content.

16. Your use of third-party links is at your own risk, and you should review their terms and privacy policies.

17. 6. Disclaimers & Limitation of Liability

18. We provide the Site “as is” and make no warranties (express or implied) about its accuracy, completeness, or suitability for your purposes.

19. To the fullest extent permitted by law, we and our affiliates, officers, employees, or agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your access to or use of the Site or Services.

20. 7. Indemnification
    You agree to indemnify and hold us harmless from any claims, damages, losses, liabilities, costs, or expenses (including legal fees) arising from your use of the Site or any violation of these Terms.

21. 8. Termination
    We may suspend or terminate your access to the Site at any time without notice, for any reason, including for violations of these Terms. Provisions that by their nature should survive termination (eg disclaimers, intellectual property, indemnification) will continue.

22. 9. Changes to Terms
    We may revise these Terms at any time by posting the updated version on the Site with a new “Last updated” date. Your continued use of the Site after such changes means you accept the new Terms.

23. 10. Governing Law & Jurisdiction
    These Terms are governed by and constructed in accordance with the laws of [Your Jurisdiction — e.g. England & Wales / Scotland / Panama etc.]. You agree to submit to the exclusive or non-exclusive jurisdiction of the courts of that jurisdiction.

24. Contact Information
    If you have any questions about these Terms, please contact us at:
    SGS Development Group
    167 - 169 Great Portland Street,
    5th Floor, London W1W 5PF
    info@sgsdevelopmentgroup.com

25. 2. Privacy Policy

26. 1. Introduction & Scope
    We at SGS Development Group (“we”, “our”, “us”) respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website [Website URL] (the “Site”) and interact with our services.

27. 2. Data Controller
    We are the data controller for handling your personal data.

28. 3. Information We Collect
    We may collect and process the following types of personal data:

29. Information you provide : name, email, phone number, address, company name, and any content you submit (eg in contact forms)

30. Automatically collected information : IP address, browser type, operating system, pages visited, time spent, and other analytics data

31. Cookies and similar technologies (see our Cookie Policy)

32. 4. How We Use Your Information
    We use your personal data for the following purposes:

33. To respond to your inquiries, provide support, and deliver services

34. To send you updates, newsletters, or marketing communications (where permitted)

35. To analyze and improve our Site, services, and user experience

36. To detect and prevent fraud or abuse

37. To comply with legal obligations

38. 5. Legal Basis for Processing (if applicable under GDPR / similar laws)
    We rely on one or more of the following:

39. Your consent

40. Performance of a contract with you

41. Compliance with legal obligations

42. Our legitimate interests (eg improving services, business operations)

43. 6. Disclosure of Information
    We may share your information with:

44. Service providers, partners, and contractors who help operate our Site or deliver services

45. Legal authorities or regulators when required by law

46. Affiliates or subsidiaries (if relevant)
    We do not sell your personal information to third parties.

47. 7. International Transfers
    Your data may be stored and processed in jurisdictions outside your own. We ensure adequate safeguards (eg standard contractual clauses, data protection agreements) are in place.

48. 8. Data Retention
    We only retain your personal data as long as necessary for the purpose for which it was collected, or as required by applicable law.

49. 9. Your Rights
    Depending on your jurisdiction, you may have rights including:

50. Access your personal data

51. Correct or update it

52. Request deletion (right to be forgotten)

53. Object to or restrict processing

54. Data portability

55. Withdraw consent (where processing is based on consent)
    To exercise rights, contact us at the details below.

56. 10. Security
    We implement appropriate technical and organizational safeguards to protect data against loss, misuse, or unauthorized access. However, no system is 100% secure, and we cannot guarantee absolute security.

57. 11. Children
    Our Site is not directed toward children under 13 (or applicable age). We do not knowingly collect personal data from minors without parental consent.

58. 12. Changes to Privacy Policy
    We may update this Privacy Policy periodically. When we do, we'll review the “Last updated” date. Users will be notified where required, and continued use of the Site constitutes acceptance of the updated policy.

59. 13. Contact Us
    If you have any questions or concerns, contact:
    SGS Development Group
    167 - 169 Great Portland Street
    5th Floor, London W1W 5PF
    info@sgsdevelopmentgroup.com 

60. 3. Cookie Policy

61. 1. Introduction
    This Cookie Policy explains how SGS Development Group (“we”, “our”, “us”) uses cookies and similar tracking technologies when you visit our Site [Website URL] (“Site”).

62. 2. What Are Cookies?
    Cookies are small text files placed on your device (computer, mobile) by websites you visit. They help websites remember your actions and preferences (like login, language) over time.

63. 3. Types of Cookies We Use

64. Essential/Strictly Necessary Cookies : required for site functionality (eg navigation, login). You cannot opt-out of these.

65. Performance/Analytics Cookies : collect anonymous data on how visitors use the Site to help us improve it.

66. Functionality Cookies : remember preferences (language, settings) to personalize experience.

67. Targeting / Advertising Cookies : used to deliver adverts relevant to your interests and track the performance of ad campaigns.

68. 4. Third-Party Cookies
    We may allow third parties (eg analytics, advertising networks) to place cookies on your device. Their use is governed by their own policies.

69. 5. Cookie Consent & Opt-Out

70. Before placing non-essential cookies, we ask for your consent via a cookie banner or pop-up.

71. You can disable or delete cookies via your browser settings. However, disabling cookies may affect the performance or features of the Site.

72. For targeted advertising cookies, you may opt out via preference centers or platforms like [example ad-opt-out tool].

73. 6. Cookie List / Schedule
    Below is a sample of cookies we may use (you must update with your current cookies):

74. Cookie Name

75. Category

76. Purpose

77. Duration

78. _session_id

79. Essential

80. Maintains session state

81. Session

82. _ga (Google Analytics)

83. Analytics

84. Tracks visitor usage & traffic data

85. 2 years

86. _fbp (Facebook Pixel)

87. Advertising

88. Helps deliver targeted ads

89. 90 days

90. 7. Changes to This Policy
    We may update this Cookie Policy when necessary. We'll review the “Last updated” date and notify users where required. Continued use of the Site after changes implies acceptance.

91. 8. Contact Information
    If you have any concerns or questions about our use of cookies, contact us:
    SGS Development Group
    167 - 169 Great Portland Street

           5th Floor, London W1W 5PF

          info@sgsdevelopmentgroup.com